/* ==========================================================================
   스마트CMS+ 가입센터 — 사이트 스타일
   디자인 토큰 · 공통 컴포넌트 · 헤더 · 히어로
   ========================================================================== */

/* ── 1. 디자인 토큰 ─────────────────────────────────────────────────────── */
:root {
  --blue-600: #1652D9; --blue-700: #0F43B8; --blue-50: #EAF1FE; --blue-100: #D6E2FB; --blue-300: #7FA6FF;
  --navy-900: #0B1E3F; --navy-950: #0A1630; --ink: #0F172A;
  --gray-800: #1D2939; --gray-700: #344054; --gray-600: #475467; --gray-500: #667085; --gray-400: #98A2B3;
  --gray-300: #D0D5DD; --gray-200: #E4E7EC; --gray-100: #F2F4F7;
  --bg-soft: #F5F7FA; --bg-hero: #F3F6FB; --kakao: #FEE500; --kakao-ink: #191919;
  --success: #0E9F6E; --success-ink: #0E7A55; --success-bg: #E3F6EE;
  --error: #D92D20; --warn: #B54708; --warn-bg: #FEF0E1;
  --on-navy: #C9D4E8; --on-navy-2: #A9B8D6; --on-navy-3: #DCE4F2; --on-blue: #C9D8FB;
  --radius-sm: 10px; --radius: 14px; --radius-lg: 20px; --radius-xl: 24px;
  --container: 1240px;
  --gutter: clamp(20px, 4vw, 40px);
  --section-y: clamp(72px, 9vw, 128px);
  --head-h: 72px;
  --font: "Pretendard Variable", Pretendard, -apple-system, BlinkMacSystemFont, system-ui, sans-serif;
  --focus: 0 0 0 3px rgba(22, 82, 217, .15);
}
@media (max-width: 1023.98px) { :root { --head-h: 60px; } }

/* ── 2. 기본 ────────────────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }
body {
  margin: 0; min-height: 100vh; font-family: var(--font); color: var(--ink); background: #fff;
  -webkit-font-smoothing: antialiased; word-break: keep-all;
}
:where(a) { color: var(--blue-600); text-decoration: none; }
:where(a:hover) { color: var(--blue-700); }
button { font-family: inherit; cursor: pointer; }
input, select, textarea { font-family: inherit; }
img { max-width: 100%; }
h1, h2, h3, p { margin: 0; }
:focus-visible { outline: 2px solid var(--blue-600); outline-offset: 2px; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.skip-link { position: absolute; left: 12px; top: -60px; z-index: 200; background: var(--navy-900); color: #fff; padding: 12px 16px; border-radius: 10px; font-weight: 700; }
.skip-link:focus { top: 12px; color: #fff; }
.wrap { max-width: var(--container); margin: 0 auto; padding: 0 var(--gutter); }
.plus { color: var(--blue-300); }
.hl { color: var(--blue-600); }
[hidden] { display: none !important; }

/* 화면 밖 섹션은 렌더링 생략 (앵커 이동 직전 html.cv-off 로 해제) */
html:not(.cv-off) .cv { content-visibility: auto; contain-intrinsic-size: auto 560px; }
@media (max-width: 767.98px) { html:not(.cv-off) .cv { contain-intrinsic-size: auto 820px; } }

@media (max-width: 767.98px) { body.has-bar { padding-bottom: 72px; } }
body.is-locked { overflow: hidden; }

/* ── 3. 공통 컴포넌트 ───────────────────────────────────────────────────── */
.eyebrow { font-size: 15px; font-weight: 700; color: var(--blue-600); }
.h2 {
  font-size: clamp(28px, 3.2vw, 42px); line-height: 1.3; font-weight: 800; letter-spacing: -0.035em;
  color: var(--navy-900); text-wrap: balance;
}
.sec-head { display: flex; flex-direction: column; gap: 14px; }
.sec-head--row { flex-direction: row; flex-wrap: wrap; justify-content: space-between; align-items: flex-end; gap: 16px; }
.sec-head--row > div { display: flex; flex-direction: column; gap: 14px; }
.more { font-size: 15px; font-weight: 700; }
.sec { padding: var(--section-y) 0; }
.sec--soft { background: var(--bg-soft); }
.stack { display: flex; flex-direction: column; gap: clamp(32px, 4vw, 48px); }

.badge-official { font-size: 11px; font-weight: 700; color: var(--blue-600); background: var(--blue-50); padding: 4px 7px; border-radius: 5px; letter-spacing: -0.01em; }

/* 폼 요소 */
.field { display: flex; flex-direction: column; gap: 8px; font-size: 14px; font-weight: 700; color: var(--gray-700); }
.input, .select, .textarea {
  width: 100%; height: 52px; padding: 0 16px; border: 1px solid var(--gray-300); border-radius: 12px;
  font-size: 16px; font-weight: 500; color: var(--ink); background: #fff;
}
.textarea { height: auto; padding: 14px 16px; resize: vertical; line-height: 1.6; }
.select { padding: 0 40px 0 16px; appearance: none; -webkit-appearance: none; }
.input:focus, .select:focus, .textarea:focus { outline: none; border-color: var(--blue-600); box-shadow: var(--focus); }
.input[aria-invalid="true"], .select[aria-invalid="true"] { border-color: var(--error); }
.select-wrap { position: relative; display: block; }
.select-wrap::after { content: "▼"; position: absolute; right: 16px; top: 50%; transform: translateY(-50%); pointer-events: none; color: var(--gray-500); font-size: 12px; font-weight: 400; }
.hp { position: absolute !important; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.agree { display: flex; align-items: center; gap: 10px; font-size: 15px; color: var(--gray-700); cursor: pointer; min-height: 44px; }
.agree input { width: 20px; height: 20px; accent-color: var(--blue-600); margin: 0; flex: none; }
.agree a { margin-left: auto; font-size: 13px; color: var(--gray-500); text-decoration: underline; display: inline-flex; align-items: center; min-height: 44px; }
.form-err { display: block; min-height: 20px; font-size: 14px; color: var(--error); }
.btn-submit {
  width: 100%; height: 58px; border: 0; border-radius: 14px; background: var(--blue-600); color: #fff;
  font-size: 17px; font-weight: 800;
}
.btn-submit:hover { background: var(--blue-700); }
.btn-submit[disabled] { opacity: .6; cursor: progress; }

/* 접수 완료 */
.done { display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center; gap: 14px; }
.done__icon { width: 60px; height: 60px; border-radius: 50%; background: var(--success-bg); color: var(--success); font-size: 28px; font-weight: 800; display: flex; align-items: center; justify-content: center; }
.done__title { font-size: 24px; font-weight: 800; letter-spacing: -0.03em; }
.done__text { font-size: 16px; line-height: 1.6; color: var(--gray-600); }
.done:focus { outline: none; }

/* ── 4. 헤더 · 메가메뉴 · 모바일 메뉴 ───────────────────────────────────── */
.hd { position: sticky; top: 0; z-index: 50; background: rgba(255, 255, 255, .97); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px); border-bottom: 1px solid var(--gray-200); }
.hd__in { height: var(--head-h); display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.hd__logo { display: flex; align-items: center; gap: 8px; flex: none; }
.hd__logo img { height: 34px; width: auto; display: block; }
.hd__wordmark { font-size: 21px; font-weight: 800; letter-spacing: -0.04em; color: var(--navy-900); }
.hd__wordmark .plus { color: var(--blue-600); }
.gnb { display: flex; align-items: center; gap: 2px; }
.gnb__btn { background: none; border: 0; padding: 10px 14px; font-size: 16px; font-weight: 600; color: var(--gray-800); letter-spacing: -0.02em; border-radius: 8px; }
.gnb__btn:hover, .gnb__btn.is-active { color: var(--blue-600); }
.hd__actions { display: flex; align-items: center; gap: 8px; flex: none; }
.hd__login { font-size: 14px; font-weight: 600; color: var(--gray-600); padding: 9px 12px; }
.hd__login:hover { color: var(--blue-700); }
.hd__kakao { font-size: 14px; font-weight: 700; color: var(--kakao-ink); background: var(--kakao); padding: 10px 14px; border-radius: 10px; }
.hd__kakao:hover { color: var(--kakao-ink); }
.hd__cta { font-size: 14px; font-weight: 700; color: #fff; background: var(--blue-600); padding: 10px 16px; border-radius: 10px; }
.hd__cta:hover { background: var(--blue-700); color: #fff; }
.hd__compact { display: none; align-items: center; gap: 6px; }
.hd__compact .hd__cta { padding: 9px 14px; }
.burger { width: 44px; height: 44px; border: 0; background: none; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 5px; padding: 0; }
.burger span { display: block; width: 22px; height: 2px; background: var(--ink); border-radius: 2px; transition: transform .2s, opacity .2s; }
.burger[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.burger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.burger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mega { display: none; border-top: 1px solid var(--gray-200); background: #fff; box-shadow: 0 24px 40px -24px rgba(15, 23, 42, .18); }
.hd.is-mega .mega { display: block; }
.mega__in { padding-top: 28px; padding-bottom: 36px; display: grid; grid-template-columns: repeat(6, minmax(0, 1fr)); gap: 24px; }
.mega__col { display: flex; flex-direction: column; gap: 10px; }
.mega__title { font-size: 14px; font-weight: 700; color: var(--blue-600); padding-bottom: 10px; border-bottom: 1px solid var(--gray-200); }
.mega__col a { font-size: 14px; color: var(--gray-600); line-height: 1.4; }
.mega__col a:hover { color: var(--ink); }

@media (min-width: 1024px) and (max-width: 1199.98px) {
  .gnb__btn { padding: 10px 9px; }
  .hd__in { gap: 16px; }
}
@media (max-width: 1023.98px) {
  .hd__wordmark { font-size: 18px; }
  .hd__logo img { height: 28px; }
  .gnb, .hd__actions, .mega, .hd.is-mega .mega { display: none; }
  .hd__compact { display: flex; }
}

.mmenu { position: fixed; left: 0; right: 0; top: var(--head-h); bottom: 0; z-index: 49; background: #fff; overflow-y: auto; padding: 8px 20px 120px; overscroll-behavior: contain; }
@media (min-width: 1024px) { .mmenu { display: none !important; } }
.mmenu__group { border-bottom: 1px solid #EEF0F3; }
.mmenu__toggle { width: 100%; display: flex; justify-content: space-between; align-items: center; background: none; border: 0; padding: 18px 0; font-size: 18px; font-weight: 700; color: var(--ink); letter-spacing: -0.02em; text-align: left; }
.mmenu__sign { font-size: 20px; font-weight: 400; color: var(--gray-400); }
.mmenu__toggle[aria-expanded="true"] .mmenu__sign::before { content: "−"; }
.mmenu__toggle[aria-expanded="false"] .mmenu__sign::before { content: "+"; }
.mmenu__subs { display: flex; flex-direction: column; gap: 2px; padding: 0 0 16px; }
.mmenu__subs a { font-size: 16px; color: var(--gray-600); padding: 10px 12px; border-radius: 8px; background: #F7F8FA; }
.mmenu__foot { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin-top: 24px; }
.mmenu__foot a { height: 52px; display: flex; align-items: center; justify-content: center; border-radius: 12px; font-size: 15px; }
.mmenu__kakao { background: var(--kakao); color: var(--kakao-ink); font-weight: 700; }
.mmenu__login { border: 1px solid var(--gray-300); color: var(--gray-700); font-weight: 600; }
.mmenu__kakao:hover { color: var(--kakao-ink); }
.mmenu__login:hover { color: var(--gray-700); }

/* ── 5. 메인: Hero ───────────────────────────────────────────────────────── */
.hero { background: var(--bg-hero); padding: clamp(44px, 7vw, 96px) 0 clamp(56px, 7vw, 104px); overflow: hidden; }
.hero__grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 480px), 1fr)); gap: clamp(44px, 5vw, 72px); align-items: center; }
.hero__copy { display: flex; flex-direction: column; align-items: flex-start; gap: 24px; }
.pill { display: inline-flex; align-items: center; gap: 8px; font-size: 14px; font-weight: 700; color: var(--blue-600); background: #fff; border: 1px solid var(--blue-100); padding: 7px 12px; border-radius: 999px; }
.pill::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--blue-600); }
.hero__title { font-size: clamp(34px, 4.8vw, 58px); line-height: 1.2; font-weight: 800; letter-spacing: -0.035em; color: var(--navy-900); text-wrap: balance; }
.hero__sub { font-size: clamp(16px, 1.5vw, 19px); line-height: 1.65; color: var(--gray-600); max-width: 520px; text-wrap: pretty; }
.hero__btns { display: flex; flex-wrap: wrap; gap: 10px; }
@media (max-width: 767.98px) { .hero__btns { display: none; } }
.btn-lg { height: 56px; padding: 0 26px; display: inline-flex; align-items: center; border-radius: 14px; font-size: 17px; font-weight: 700; }
.btn-lg--primary { background: var(--blue-600); color: #fff; box-shadow: 0 8px 20px -8px rgba(22, 82, 217, .6); }
.btn-lg--primary:hover { background: var(--blue-700); color: #fff; }
.btn-lg--kakao { padding: 0 24px; background: var(--kakao); color: var(--kakao-ink); }
.btn-lg--kakao:hover { color: var(--kakao-ink); }
.hero__inds { display: flex; flex-direction: column; gap: 12px; padding-top: 12px; border-top: 1px solid #DCE3EE; width: 100%; max-width: 560px; }
.hero__inds-label { font-size: 14px; font-weight: 600; color: var(--gray-500); }
.chips { display: flex; flex-wrap: wrap; gap: 8px; }
.chip { height: 40px; padding: 0 15px; border-radius: 999px; border: 1px solid var(--gray-300); background: #fff; font-size: 15px; font-weight: 600; color: var(--gray-700); }
.chip:hover { border-color: var(--blue-600); color: var(--blue-600); }

/* Hero 목업 (480×540 원본을 컨테이너 폭에 맞춰 scale) */
.mock { --s: 1; width: calc(480px * var(--s)); height: calc(540px * var(--s)); margin: 0 auto; position: relative; }
.mock__stage { position: absolute; left: 0; top: 0; width: 480px; height: 540px; transform: scale(var(--s)); transform-origin: 0 0; }
.mock__card { position: absolute; left: 0; top: 300px; width: 250px; height: 156px; border-radius: 18px; background: var(--navy-900); transform: rotate(-8deg); box-shadow: 0 28px 50px -12px rgba(11, 30, 63, .45); padding: 20px 22px; color: #fff; display: flex; flex-direction: column; justify-content: space-between; }
.mock__row { display: flex; justify-content: space-between; align-items: center; }
.mock__row--end { align-items: flex-end; }
.mock__brand { font-weight: 800; font-size: 15px; letter-spacing: -0.02em; }
.mock__muted { font-size: 11px; color: var(--on-navy-2); }
.mock__chip { width: 36px; height: 27px; border-radius: 6px; background: #C9D3E3; }
.mock__num { font-size: 14px; letter-spacing: 0.14em; color: var(--on-navy-3); }
.mock__tag { font-size: 11px; font-weight: 700; color: var(--navy-900); background: #7FE0B4; padding: 3px 7px; border-radius: 5px; }
.mock__phone { position: absolute; left: 180px; top: 0; width: 284px; height: 540px; background: var(--ink); border-radius: 46px; padding: 10px; box-shadow: 0 44px 80px -24px rgba(15, 23, 42, .45); }
.mock__screen { width: 100%; height: 100%; background: #F7F9FC; border-radius: 36px; overflow: hidden; padding: 16px; display: flex; flex-direction: column; gap: 12px; }
.mock__status { display: flex; justify-content: space-between; font-size: 12px; font-weight: 700; color: var(--ink); padding: 0 8px; }
.mock__notch { width: 70px; height: 18px; border-radius: 10px; background: var(--ink); }
.mock__head { display: flex; justify-content: space-between; align-items: baseline; padding: 4px 2px 0; }
.mock__head b { font-size: 16px; font-weight: 800; letter-spacing: -0.02em; }
.mock__head span, .mock__sub span { font-size: 11px; color: var(--gray-500); }
.mock__rate { background: var(--blue-600); border-radius: 18px; padding: 16px; color: #fff; display: flex; flex-direction: column; gap: 10px; }
.mock__rate-label { font-size: 12px; color: var(--on-blue); }
.mock__rate-num { font-size: 34px; font-weight: 800; letter-spacing: -0.03em; line-height: 1; }
.mock__bar { height: 6px; border-radius: 3px; background: rgba(255, 255, 255, .25); }
.mock__bar i { display: block; width: 96.4%; height: 100%; border-radius: 3px; background: #fff; }
.mock__stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 4px; font-size: 11px; color: var(--on-blue); }
.mock__stats b { color: #fff; }
.mock__sub { display: flex; justify-content: space-between; align-items: center; padding: 2px 2px 0; }
.mock__sub b { font-size: 13px; font-weight: 700; }
.mock__list { background: #fff; border-radius: 16px; padding: 4px 12px; display: flex; flex-direction: column; }
.mock__item { display: flex; align-items: center; gap: 10px; padding: 10px 0; border-bottom: 1px solid #F0F2F5; }
.mock__item:last-child { border-bottom: 0; }
.mock__avatar { width: 30px; height: 30px; border-radius: 50%; background: var(--blue-50); color: var(--blue-600); font-size: 12px; font-weight: 700; display: flex; align-items: center; justify-content: center; }
.mock__who { flex: 1; display: flex; flex-direction: column; gap: 1px; }
.mock__who b { font-size: 12px; font-weight: 700; }
.mock__who span { font-size: 10.5px; color: var(--gray-500); }
.mock__state { font-size: 10.5px; font-weight: 700; padding: 3px 7px; border-radius: 5px; color: var(--success-ink); background: var(--success-bg); }
.mock__state--blue { color: var(--blue-600); background: var(--blue-50); }
.mock__state--warn { color: var(--warn); background: var(--warn-bg); }
.mock__toast { position: absolute; left: 28px; top: 104px; width: 270px; background: #fff; border-radius: 16px; padding: 14px 16px; box-shadow: 0 20px 40px -12px rgba(15, 23, 42, .28); display: flex; align-items: center; gap: 12px; }
.mock__check { width: 36px; height: 36px; flex: none; border-radius: 10px; background: var(--success); color: #fff; font-size: 18px; font-weight: 800; display: flex; align-items: center; justify-content: center; }
.mock__toast-body { flex: 1; display: flex; flex-direction: column; gap: 2px; }
.mock__toast-body b { font-size: 14px; font-weight: 800; letter-spacing: -0.02em; }
.mock__toast-body span { font-size: 12px; color: var(--gray-500); }
.mock__time { font-size: 11px; color: var(--gray-400); align-self: flex-start; }
.mock__note { position: absolute; left: 4px; bottom: 0; font-size: 12px; color: var(--gray-500); }

/* ── 6. 메인: Problem ───────────────────────────────────────────────────── */
.problem__title { max-width: 720px; }
.problem__grid { margin: 0; padding: 0; list-style: none; display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 280px), 1fr)); gap: 16px; }
.problem__card { border: 1px solid var(--gray-200); border-radius: 20px; padding: clamp(24px, 3vw, 32px); display: flex; flex-direction: column; gap: 28px; background: #fff; }
.problem__num { font-size: 15px; font-weight: 800; color: var(--gray-500); }
.problem__text { font-size: clamp(19px, 1.8vw, 22px); font-weight: 700; line-height: 1.45; letter-spacing: -0.025em; color: var(--gray-800); }
.problem__bar { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 16px; background: var(--navy-900); border-radius: 20px; padding: clamp(22px, 3vw, 30px) clamp(24px, 3vw, 36px); }
.problem__bar-text { font-size: clamp(20px, 2.2vw, 26px); font-weight: 800; color: #fff; letter-spacing: -0.03em; }
.btn-ghost { font-size: 16px; font-weight: 700; color: #fff; padding: 12px 18px; border-radius: 12px; border: 1px solid rgba(255, 255, 255, .3); }
.btn-ghost:hover { background: rgba(255, 255, 255, .08); color: #fff; }

/* ── 7. 메인: Payment ───────────────────────────────────────────────────── */
.pay__grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 320px), 1fr)); gap: 16px; }
.pay__card { background: #fff; border: 1px solid var(--gray-200); border-radius: 20px; padding: 28px; display: flex; flex-direction: column; gap: 14px; color: var(--ink); transition: border-color .15s, box-shadow .15s; }
.pay__card:hover { border-color: var(--blue-600); box-shadow: 0 16px 32px -20px rgba(22, 82, 217, .5); color: var(--ink); }
.pay__tag { align-self: flex-start; font-size: 13px; font-weight: 800; color: var(--blue-600); background: var(--blue-50); padding: 7px 10px; border-radius: 8px; }
.pay__name { font-size: 21px; font-weight: 800; letter-spacing: -0.03em; }
.pay__desc { font-size: 15px; line-height: 1.6; color: var(--gray-600); flex: 1; }

/* ── 8. 업종 진단 ───────────────────────────────────────────────────────── */
.diag { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 440px), 1fr)); gap: clamp(20px, 3vw, 32px); align-items: start; }
.diag__qs { display: flex; flex-direction: column; gap: 14px; }
.diag__q { border: 1px solid var(--gray-200); border-radius: 20px; padding: clamp(20px, 2.6vw, 28px); display: flex; flex-direction: column; gap: 16px; margin: 0; min-width: 0; }
.diag__label { font-size: 17px; font-weight: 700; letter-spacing: -0.02em; }
.diag__label b { color: var(--blue-600); margin-right: 8px; }
.diag__opts { display: flex; flex-wrap: wrap; gap: 8px; }
.diag__opts--vol { display: grid; grid-template-columns: repeat(auto-fit, minmax(120px, 1fr)); }
.diag__opts--pref { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); }
.opt { height: 44px; padding: 0 16px; border-radius: 12px; border: 1px solid var(--gray-300); background: #fff; color: var(--gray-700); font-size: 15px; font-weight: 600; }
.diag__opts--vol .opt, .diag__opts--pref .opt { height: 48px; padding: 0 12px; }
.opt[aria-pressed="true"] { border-color: var(--blue-600); background: var(--blue-600); color: #fff; }
.diag__result { position: sticky; top: 96px; background: var(--navy-900); border-radius: 24px; padding: clamp(26px, 3vw, 36px); color: #fff; display: flex; flex-direction: column; gap: 22px; min-height: 360px; }
.diag__result > div { display: flex; flex-direction: column; gap: 22px; }
.diag__kicker { font-size: 14px; font-weight: 700; color: var(--blue-300); }
.diag__progress { display: flex; gap: 6px; }
.diag__progress span { flex: 1; height: 6px; border-radius: 3px; background: rgba(255, 255, 255, .15); }
.diag__progress span.is-on { background: var(--blue-300); }
.diag__count { font-size: clamp(20px, 2vw, 24px); font-weight: 700; line-height: 1.5; letter-spacing: -0.025em; }
.diag__hint { font-size: 15px; line-height: 1.7; color: var(--on-navy-2); }
.diag__res-head { display: flex !important; flex-direction: row !important; justify-content: space-between; align-items: center; gap: 12px !important; }
.diag__reset { background: none; border: 0; color: var(--on-navy-2); font-size: 13px; text-decoration: underline; padding: 0; min-height: 24px; }
.diag__combo { display: flex !important; flex-direction: row !important; flex-wrap: wrap; align-items: center; gap: 10px !important; }
.diag__combo span { font-size: clamp(18px, 1.9vw, 22px); font-weight: 800; letter-spacing: -0.03em; background: #fff; color: var(--navy-900); padding: 10px 16px; border-radius: 12px; }
.diag__note { font-size: 15px; line-height: 1.65; color: var(--on-navy); }
.diag__line { height: 1px; background: rgba(255, 255, 255, .14); }
.diag__docs { display: flex; flex-direction: column; gap: 10px !important; margin: 0; padding: 0; list-style: none; }
.diag__docs li { display: flex; align-items: center; gap: 10px; font-size: 15px; color: #fff; }
.diag__docs li::before { content: "✓"; width: 20px; height: 20px; flex: none; border-radius: 6px; background: var(--blue-600); font-size: 12px; display: flex; align-items: center; justify-content: center; }
.diag__apply { margin-top: 6px; height: 56px; border: 0; border-radius: 14px; background: #fff; color: var(--blue-600); font-size: 17px; font-weight: 800; }
.diag__apply:hover { background: var(--blue-50); }
@media (max-width: 919.98px) { .diag__result { position: static; } }

/* ── 9. 메인: Quote ─────────────────────────────────────────────────────── */
.quote { background: var(--navy-900); padding: clamp(72px, 9vw, 120px) 0; color: #fff; }
.quote__grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 440px), 1fr)); gap: clamp(36px, 5vw, 64px); align-items: center; }
.quote__copy { display: flex; flex-direction: column; gap: 22px; }
.quote__copy .eyebrow { color: var(--blue-300); }
.quote__copy .h2 { color: #fff; }
.quote__desc { font-size: 17px; line-height: 1.7; color: var(--on-navy); max-width: 520px; text-wrap: pretty; }
.quote__tags { display: flex; flex-wrap: wrap; gap: 8px; }
.quote__tags span { font-size: 14px; color: var(--on-navy-3); border: 1px solid rgba(255, 255, 255, .2); padding: 8px 12px; border-radius: 999px; }
.panel { background: #fff; border-radius: 24px; padding: clamp(24px, 3vw, 36px); color: var(--ink); }
.quote__fields { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 14px; }
.quote .form-err { min-height: 22px; margin-top: 12px; }
.quote .btn-submit { margin-top: 4px; }
.quote__agree { display: block; margin-top: 12px; font-size: 13px; color: var(--gray-500); text-align: center; }
.quote__agree a { color: var(--gray-500); text-decoration: underline; }
.quote .done { padding: 36px 8px; }
.quote .done__icon { width: 56px; height: 56px; font-size: 26px; }
.quote .done__title { font-size: 22px; }

/* ── 10. 메인: Why ──────────────────────────────────────────────────────── */
.why__grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 400px), 1fr)); gap: clamp(32px, 5vw, 64px); align-items: start; }
.why__list { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 240px), 1fr)); gap: 0; border-top: 2px solid var(--navy-900); margin: 0; padding: 0; list-style: none; }
.why__item { padding: 26px 4px 28px; border-bottom: 1px solid var(--gray-200); display: flex; flex-direction: column; gap: 10px; }
.why__num { font-size: 14px; font-weight: 800; color: var(--blue-600); }
.why__name { font-size: 21px; font-weight: 800; letter-spacing: -0.03em; }
.why__desc { font-size: 15px; line-height: 1.6; color: var(--gray-600); }

/* ── 11. 메인: Trust ────────────────────────────────────────────────────── */
.trust__stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 300px), 1fr)); gap: 16px; }
.trust__stat { background: #fff; border-radius: 20px; padding: clamp(26px, 3vw, 36px); display: flex; flex-direction: column; gap: 8px; }
.trust__label { font-size: 15px; font-weight: 600; color: var(--gray-500); }
.trust__value { font-size: clamp(34px, 4vw, 46px); font-weight: 800; letter-spacing: -0.04em; color: var(--navy-900); line-height: 1.15; }
.trust__value small { font-size: .45em; margin-left: 6px; font-weight: 700; color: var(--gray-500); }
.trust__stat--blue { background: var(--blue-600); justify-content: space-between; gap: 16px; color: #fff; }
.trust__stat--blue .trust__label { color: var(--on-blue); }
.trust__stat--blue .trust__value { color: #fff; }
.trust__approve { font-size: clamp(22px, 2.2vw, 28px); font-weight: 800; letter-spacing: -0.03em; line-height: 1.3; }
.trust__foot { display: flex; flex-direction: column; gap: 14px; }
.trust__badges { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 200px), 1fr)); gap: 10px; margin: 0; padding: 0; list-style: none; }
.trust__badge { background: #fff; border: 1px solid var(--gray-200); border-radius: 14px; padding: 18px 20px; display: flex; flex-direction: column; gap: 4px; }
.trust__badge span { font-size: 12px; font-weight: 700; color: var(--blue-600); }
.trust__badge b { font-size: 16px; font-weight: 700; letter-spacing: -0.02em; }
.source { font-size: 13px; color: var(--gray-500); }

/* ── 12. 가입 절차 ──────────────────────────────────────────────────────── */
.process__head { gap: clamp(36px, 4vw, 56px); }
.steps { position: relative; }
.steps::before { content: ""; display: none; position: absolute; left: 24px; right: 24px; top: 23px; height: 2px; background: var(--gray-300); }
.steps__list { position: relative; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: clamp(20px, 2vw, 24px); margin: 0; padding: 0; list-style: none; }
.step { display: flex; flex-direction: column; gap: 14px; }
.step__num { width: 48px; height: 48px; border-radius: 50%; background: #fff; border: 2px solid var(--navy-900); color: var(--navy-900); font-size: 17px; font-weight: 800; display: flex; align-items: center; justify-content: center; }
.step__name { font-size: 18px; font-weight: 800; letter-spacing: -0.02em; }
.step__desc { font-size: 14px; line-height: 1.5; color: var(--gray-500); }
.step--last .step__num { background: var(--blue-600); border-color: var(--blue-600); color: #fff; }
.step--last .step__name { color: var(--blue-600); }
@media (min-width: 640px) { .steps__list { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
@media (min-width: 1100px) { .steps__list { grid-template-columns: repeat(6, minmax(0, 1fr)); } .steps::before { display: block; } }

/* ── 13. 메인: Benefit ──────────────────────────────────────────────────── */
.benefit { background: var(--blue-600); padding: clamp(72px, 9vw, 120px) 0; color: #fff; }
.benefit .stack { gap: clamp(32px, 4vw, 44px); }
.benefit .eyebrow { color: var(--on-blue); }
.benefit .h2 { color: #fff; }
.benefit__grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 280px), 1fr)); gap: 12px; margin: 0; padding: 0; list-style: none; }
.benefit__card { background: #fff; color: var(--navy-900); border-radius: 20px; padding: clamp(24px, 3vw, 32px); display: flex; flex-direction: column; gap: 10px; }
.benefit__card span { font-size: 14px; font-weight: 700; color: var(--blue-600); }
.benefit__card b { font-size: clamp(22px, 2.2vw, 28px); font-weight: 800; letter-spacing: -0.03em; }
.benefit__foot { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 16px; }
.benefit__cond { font-size: 14px; color: #DCE6FD; }
.btn-lg--white { background: #fff; color: var(--blue-600); font-weight: 800; }
.btn-lg--white:hover { background: var(--blue-50); color: var(--blue-600); }

/* ── 14. FAQ ────────────────────────────────────────────────────────────── */
.faq__grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 360px), 1fr)); gap: clamp(28px, 5vw, 64px); align-items: start; }
.faq__aside { display: flex; flex-direction: column; gap: 18px; align-items: flex-start; }
.faq-list { display: flex; flex-direction: column; border-top: 2px solid var(--navy-900); }
.faq-item { border-bottom: 1px solid var(--gray-200); }
.faq-item h3 { font: inherit; margin: 0; }
.faq-q { width: 100%; display: flex; align-items: center; gap: 14px; background: none; border: 0; padding: 22px 4px; text-align: left; font-size: clamp(16px, 1.5vw, 18px); font-weight: 700; color: var(--ink); letter-spacing: -0.02em; }
.faq-q__mark { color: var(--blue-600); font-weight: 800; }
.faq-q__text { flex: 1; }
.faq-q__icon { width: 28px; height: 28px; flex: none; border-radius: 50%; background: var(--gray-100); color: var(--gray-600); display: flex; align-items: center; justify-content: center; font-size: 18px; font-weight: 500; }
.faq-q__icon::before { content: "+"; }
.faq-q[aria-expanded="true"] .faq-q__icon { background: var(--blue-600); color: #fff; }
.faq-q[aria-expanded="true"] .faq-q__icon::before { content: "−"; }
.faq-a { padding: 0 46px 24px 32px; font-size: 16px; line-height: 1.7; color: var(--gray-600); }

/* ── 15. 메인: Contact ──────────────────────────────────────────────────── */
.contact__box { background: #fff; border-radius: 28px; padding: clamp(28px, 4.5vw, 64px); display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 400px), 1fr)); gap: clamp(36px, 5vw, 64px); box-shadow: 0 1px 2px rgba(16, 24, 40, .04); }
.contact__copy { display: flex; flex-direction: column; gap: 22px; }
.contact__copy .h2 { font-size: clamp(28px, 3.2vw, 40px); }
.contact__links { display: flex; flex-direction: column; border-top: 1px solid var(--gray-200); margin-top: 8px; }
.contact__link { display: flex; justify-content: space-between; align-items: center; gap: 12px; padding: 20px 0; border-bottom: 1px solid var(--gray-200); color: var(--ink); }
.contact__link:hover { color: var(--ink); }
.contact__link > span:first-child { display: flex; flex-direction: column; gap: 4px; }
.contact__link small { font-size: 13px; font-weight: 600; color: var(--gray-500); }
.contact__link b { font-size: clamp(22px, 2.2vw, 26px); font-weight: 800; letter-spacing: -0.02em; }
.contact__link--kakao b { font-size: clamp(17px, 1.7vw, 19px); }
.contact__arrow { font-size: 20px; color: var(--blue-600); }
.cform { display: flex; flex-direction: column; gap: 14px; }
.cform__row { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 14px; }
.contact .done { height: 100%; min-height: 360px; background: #F5F8FD; border-radius: 20px; padding: 32px; }

/* ── 16. 푸터 · 고정 버튼 · 팝업 ───────────────────────────────────────── */
.ft { background: var(--navy-950); color: var(--gray-400); padding: clamp(48px, 6vw, 72px) 0 clamp(40px, 5vw, 56px); }
.ft .wrap { display: flex; flex-direction: column; gap: 28px; }
.ft__top { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 20px; }
.ft__logo { display: flex; align-items: center; gap: 8px; }
.ft__wordmark { font-size: 20px; font-weight: 800; letter-spacing: -0.04em; color: #fff; }
.ft__logo span.badge { font-size: 11px; font-weight: 700; color: #fff; background: rgba(255, 255, 255, .12); padding: 4px 7px; border-radius: 5px; }
.ft__links { display: flex; flex-wrap: wrap; gap: 20px; font-size: 14px; }
.ft__links a { color: var(--gray-300); }
.ft__links a:hover { color: #fff; }
.ft__links a.is-strong { color: #fff; font-weight: 700; }
.ft__line { height: 1px; background: rgba(255, 255, 255, .1); }
.ft__info { display: flex; flex-direction: column; gap: 6px; font-size: 13px; line-height: 1.7; font-style: normal; }
.ft__info a { color: inherit; }
.ft__copy { margin-top: 10px; color: #778093; }

.float { position: fixed; right: 24px; bottom: 32px; z-index: 40; display: flex; flex-direction: column; gap: 8px; }
.float a, .float button { width: 64px; height: 64px; border-radius: 18px; display: flex; flex-direction: column; align-items: center; justify-content: center; font-weight: 800; }
.float__tel { background: #fff; box-shadow: 0 8px 24px -8px rgba(15, 23, 42, .3); border: 1px solid var(--gray-200); color: var(--navy-900); gap: 2px; font-size: 12px; font-weight: 700 !important; }
.float__tel:hover { color: var(--navy-900); }
.float__tel small { font-size: 11px; color: var(--gray-500); font-weight: 600; }
.float__kakao { background: var(--kakao); box-shadow: 0 8px 24px -8px rgba(15, 23, 42, .3); color: var(--kakao-ink); font-size: 13px; }
.float__kakao:hover { color: var(--kakao-ink); }
.float__cta { background: var(--blue-600); box-shadow: 0 8px 24px -8px rgba(22, 82, 217, .7); color: #fff; font-size: 13px; line-height: 1.2; text-align: center; }
.float__cta:hover { color: #fff; background: var(--blue-700); }
.float .float__top { height: 44px; border-radius: 14px; background: var(--navy-900); border: 0; color: #fff; font-size: 12px; letter-spacing: .04em; }
.mbar { display: none; position: fixed; left: 0; right: 0; bottom: 0; z-index: 48; background: #fff; border-top: 1px solid var(--gray-200); padding: 8px 10px calc(8px + env(safe-area-inset-bottom)); grid-template-columns: 1fr 1fr 1.3fr; gap: 6px; box-shadow: 0 -8px 24px -12px rgba(15, 23, 42, .18); }
.mbar a { height: 48px; border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 15px; font-weight: 700; }
.mbar__tel { border: 1px solid var(--gray-300); color: var(--navy-900); }
.mbar__kakao { background: var(--kakao); color: var(--kakao-ink); }
.mbar__cta { background: var(--blue-600); color: #fff; font-weight: 800 !important; }
.mbar a:hover { color: inherit; }
.mbar .mbar__cta:hover { color: #fff; }
@media (max-width: 767.98px) { .float { display: none; } .mbar { display: grid; } }

.popup { position: fixed; inset: 0; z-index: 100; background: rgba(10, 22, 48, .55); display: flex; align-items: center; justify-content: center; padding: 20px; }
.popup__box { width: 100%; max-width: 420px; background: #fff; border-radius: 24px; overflow: hidden; box-shadow: 0 30px 60px -20px rgba(10, 22, 48, .5); }
.popup__top { background: var(--blue-600); color: #fff; padding: 32px 28px 28px; display: flex; flex-direction: column; gap: 12px; }
.popup__badge { align-self: flex-start; font-size: 12px; font-weight: 800; background: rgba(255, 255, 255, .16); padding: 5px 9px; border-radius: 6px; }
.popup__title { font-size: 26px; font-weight: 800; line-height: 1.35; letter-spacing: -0.035em; }
.popup__cond { font-size: 14px; color: #DCE6FD; }
.popup__cta-wrap { padding: 20px 20px 8px; }
.popup__cta { width: 100%; height: 54px; border: 0; border-radius: 14px; background: var(--navy-900); color: #fff; font-size: 16px; font-weight: 800; display: flex; align-items: center; justify-content: center; }
.popup__cta:hover { color: #fff; background: #13295A; }
.popup__foot { display: flex; justify-content: space-between; padding: 6px 12px 10px; }
.popup__foot button { background: none; border: 0; padding: 12px 10px; font-size: 14px; color: var(--gray-500); }
.popup__foot button:last-child { font-weight: 700; color: var(--ink); }
@media (max-width: 767.98px) {
  .popup { align-items: flex-end; padding: 0; }
  .popup__box { border-radius: 24px 24px 0 0; }
}

/* ── 17. 서브 페이지 ────────────────────────────────────────────────────── */
.subhero { background: var(--bg-hero); padding: clamp(40px, 6vw, 72px) 0 clamp(36px, 5vw, 56px); }
.subhero__in { display: flex; flex-direction: column; gap: 14px; max-width: 820px; }
.subhero h1 { font-size: clamp(28px, 3.4vw, 44px); line-height: 1.28; font-weight: 800; letter-spacing: -0.035em; color: var(--navy-900); text-wrap: balance; }
.subhero p { font-size: 17px; line-height: 1.7; color: var(--gray-600); }
.crumb { display: flex; gap: 8px; font-size: 13px; color: var(--gray-500); }
.doc { display: flex; flex-direction: column; gap: 28px; max-width: 860px; }
.doc h2 { font-size: clamp(20px, 2vw, 24px); font-weight: 800; letter-spacing: -0.03em; color: var(--navy-900); margin-top: 8px; }
.doc h3 { font-size: 17px; font-weight: 800; color: var(--navy-900); }
.doc p, .doc li { font-size: 15px; line-height: 1.8; color: var(--gray-700); }
.doc ol, .doc ul { margin: 0; padding-left: 20px; display: flex; flex-direction: column; gap: 8px; }
.doc__meta { font-size: 13px; color: var(--gray-500); }
.doc__box { background: var(--bg-soft); border-radius: 16px; padding: 20px 24px; }
.table-wrap { overflow-x: auto; }
.tbl { width: 100%; border-collapse: collapse; font-size: 15px; }
.tbl th, .tbl td { text-align: left; padding: 14px 16px; border-bottom: 1px solid var(--gray-200); line-height: 1.6; }
.tbl th { font-size: 14px; font-weight: 700; color: var(--gray-700); background: var(--gray-100); white-space: nowrap; }
.tbl td { color: var(--gray-600); }
.nf { padding: clamp(72px, 10vw, 140px) 0; text-align: center; display: flex; flex-direction: column; align-items: center; gap: 18px; }
.nf__code { font-size: clamp(64px, 10vw, 110px); font-weight: 800; letter-spacing: -0.05em; color: var(--blue-100); line-height: 1; }
.nf p { font-size: 17px; color: var(--gray-600); }